How to Pay for Chinese Orders Without Alipay

Are you trying to find the fastest and cheapest ways to pay for Chinese orders without using Alipay? You have many choices when you want to pay for Chinese orders. Many buyers from other countries use PayPal, international cards, or bank transfers. Some sellers also take mobile-payment apps like WeChat Pay or special platform options. Here are some of the best ways to pay:

• PayPal—good for small payments and used by many sellers.

• Bank transfer—used for big orders and trusted by sellers everywhere.

• International cards—work on some websites and with some sellers.

• Payment agents—helpful if you want one place to handle your order.

You can pick the payment method that works best for your order and seller.

Key Takeaways

• Look at different ways to pay, like PayPal, bank transfers, and international cards. This helps you choose the best way for your order.

• Always check if there are extra fees with your payment method. This helps you avoid surprise costs, especially when paying other countries.

• Use safe websites and trusted payment agents. This keeps your money safe and helps your order go well when buying from Chinese suppliers.

• Make sure the suppliers are real by checking their business papers. You can also ask for people who can say they are trustworthy before you pay.

• For big orders, use safer ways like bank transfers or letters of credit. This helps keep your money safe.

Payment Methods

You have lots of ways to pay for Chinese orders. Each way has good points. Some are used more by Chinese sellers. Here are the main ways you can pay:

1. Western Union

2. MoneyGram

3. International credit card

4. Hong Kong offshore account

5. Yiwu self-employed account

6. Agent for Import and Export Company

7. PayPal collection

8. Electronic offshore account

Let’s look at the most popular ways for buyers from other countries.

International Cards

You can use cards like Visa, Mastercard, or American Express. Many websites let you pay with these cards. JD.com and some Taobao sellers take them. Using a card is quick and simple if you already have one.

• Most cards charge a fee of 1-3% for foreign orders.

• You might pay another 1-3% for changing money.

• Alipay asks for a 3% fee on Taobao and Tmall when you use a card.

💡 Tip: Always check your card’s fees before you pay. Small fees can add up if you buy a lot.

Here is how credit cards do with safety:

PayPal

PayPal is trusted by many buyers around the world. Lots of Chinese sellers use PayPal, mostly for small or sample orders. You can pay fast and get strong protection as a buyer.

• PayPal helps you if your item does not come or is wrong.

• You can ask for help and open a case in PayPal’s Resolution Center.

• Some sites, like Shoplazza and WooCommerce, let you use PayPal. Taobao does not, but you can pay with PayPal using other services.

Here is what PayPal’s protection covers:

UnionPay & JD Pay

UnionPay is used a lot in China. Over 60 apps and sites let you use it for buying from other countries. If you have a UnionPay card, you can use it on JD.com and Meituan. UnionPay lets you pay easily with your own card.

JD Pay is another way to pay, mostly for JD.com. It works with cards like Visa and UnionPay. JD Pay is made for Chinese shoppers, but it also helps buyers from other countries shop on JD.com.

• UnionPay is good for people who want to use their own card.

• JD Pay is best if you buy from JD.com a lot.

WeChat Pay

WeChat Pay is a mobile way to pay that many Chinese sellers use. You can set up WeChat Pay even if you do not live in China. Here is how you do it:

1. Show your passport photo and personal info.

2. Add your card (Visa, Mastercard, JCB, Diners Club, or Discover).

3. Type in your card info and address.

4. Finish SMS check and set a password for payments.

To set up WeChat Pay, update your app, go to 'Me', tap 'Wallet', and add your card. Enter your info and finish the SMS check.

WeChat Pay is safe and keeps your info private. Many people feel safe using it for buying from other countries. Some sellers may not take payments from people using WeChat Pay outside China, so check before you pay.

Note: Banks may charge extra for buying from other countries. Changing money can also make your order cost more.

With all these ways to pay, you can buy from China safely and easily. Pick the way that works for you and the seller.

Ways to Pay Chinese Suppliers

You have a few ways to pay Chinese suppliers. Each way has its own steps and safety rules. Let’s see the most common ways to pay for Chinese orders.

Bank Transfer

Bank transfer is also called T/T or wire transfer. It is a popular way to pay Chinese suppliers. You send money from your bank to the supplier’s bank in China. Here is what you do:

• Ask your supplier for their bank info.

• Go to your bank or use online banking to pay.

• Check the account name and number before you send money.

• Keep your payment receipt as proof.

Bank transfers are easy and quick. Most suppliers like this way best. It takes 1 to 5 business days to finish. Banks charge different fees for this. But there are risks. If the supplier does not send your order, you might lose your money. Changing money can also change the final amount you pay.

Tip: Always check the supplier’s bank info and reputation before you pay.

Western Union

Some suppliers take Western Union, but big companies do not use it much. Western Union is fast, but it does not protect you if something goes wrong. Scammers sometimes use this way because it is hard to track.

• Only use Western Union if you trust the supplier.

• Watch out for high fees and requests for payment before you get your order.

Letter of Credit

A Letter of Credit is a safe way to pay Chinese suppliers, especially for big orders. Your bank promises to pay the supplier when they show proof they shipped your goods. You do not pay before the order is made.

• Most suppliers want 30% before, but with L/C, you pay after shipping.

• You must give your bank a list of papers to check.

• L/C fees include transfer and checking papers, usually starting at $50.

Payment Agents

Payment agents help you pay Chinese suppliers safely. They work between you and the supplier. Services like FISHGOO let you pay in your own money and way. Agents can collect goods from different suppliers, check quality, and hold your payment until you get your order.

Always check if the payment agent is registered and uses safe payment ways. Ask for papers and do not use agents who want untraceable payments.

Picking the right way to pay Chinese suppliers helps you avoid trouble and makes your orders go well.

Platform-Specific Options

Taobao & 1688

When you shop on taobao or 1688, you have several ways to complete your payment, even if you do not use Alipay. Here are some options you can try:

• You can create an Alipay account and link your bank card for your order.

• You may add your credit card details during checkout.

• On 1688, World Pay is available for international buyers. This official cross-border payment service helps you pay your supplier safely.

• Some suppliers on 1688 accept WeChat Pay or domestic bank transfers. If you have a Chinese bank card, you can use it.

• 1688 also offers Kuajingbao, a cross-border payment tool for global buyers.

• If you know someone in China, you can use Alipay’s Agency Payment feature. Your friend can help pay your supplier for your order.

• Bank transfers are possible, but you must pay in RMB. Services like Transferwise can help with currency exchange.

Tip: Always check with your supplier about which payment methods they accept before you place your order on taobao or 1688.

JD.com

JD.com gives you many payment choices, making it easy to buy from China. You can use mobile payments, cards, or even cryptocurrency. Here is a quick look at what JD.com supports:

JD.com stands out because you can pick from many payment methods. You do not need to rely on just one way to pay your supplier.

Weidian & Others

Weidian and similar platforms also give you flexible payment options. Many agents help you pay your supplier, so you can shop with ease. Here is a table showing common payment methods:

You can always ask your supplier or agent which payment methods they support. This helps you avoid problems and makes your order process smooth.

Remember: Each platform and supplier may have different rules. Always double-check before you pay.

Safe Payment Tips

Verify Sellers

Make sure your supplier is real before you pay. Here are some easy steps:

1. See if the supplier has a business license and registration papers.

2. Look at their payment rules. Pick safe choices like PayPal or Alibaba Trade Assurance.

3. Check the supplier’s address. Search online or send a small package to test it.

4. Ask for customer references. Good suppliers will give you these.

5. Look for their website or social media. Real suppliers have these online.

6. Order a sample first. This lets you check the quality and see if they deliver.

Tip: Do not trust suppliers who only give a mobile number or want to chat on apps. Good suppliers have more ways to contact them.

Avoid Scams

Scams can happen when you pay a new supplier. Watch out for these tricks:

• Some fake suppliers ask for money and then disappear.

• Many scammers make fake shops online. They offer big discounts on famous brands.

• If a supplier stops talking after you order, this is a warning sign.

• Scammers try to trick buyers with deals that look too good.

Stay careful. If something feels strange, check again before you pay.

Secure Transactions

You want every payment to be safe. Here are some ways to protect yourself:

• Use safe payment platforms like Alibaba’s Secure Payment System or TransferWise.

• Escrow services keep your money until your order ships.

• Check the supplier’s papers and reputation before you agree.

• Make clear contracts with your supplier. Write down all payment rules.

For extra safety, use a trusted payment agent. They help you manage your order and keep your money safe until you get your goods.

You can pay your supplier in many ways without using Alipay. PayPal and WeChat Pay are good for small orders. They are fast and easy to use. If you buy a lot, bank transfers or letters of credit work better. Here is a simple table to help you choose:

Check your supplier’s info before you pay them. Always use safe ways to send money. If you use a sourcing agent, payment agent services can help you. They make your orders safer and easier.

FAQ

Can I use PayPal for all Chinese sellers?

Not every Chinese seller accepts PayPal. Many do, especially for small orders or samples. Always ask your seller first. If they do not take PayPal, you can use a payment agent or another method.

What should I do if my payment fails?

First, check your card or PayPal account for issues. Contact your bank if needed. You can also try another payment method. If you still have trouble, ask your seller or agent for help.

Is it safe to use a payment agent?

Yes, payment agents like FISHGOO offer safe services. They help you pay, check your goods, and ship your order. Always choose a trusted agent with good reviews.

Which payment method is best for large orders?

For big orders, bank transfers or letters of credit work best. These methods offer more security and lower fees. Here’s a quick table:

See Also

Overseas Shoppers: Pay for Taobao Using PayPal Easily

Fishgoo Makes Shopping on Chinese Sites Effortless

Ordering Chinese Electronics from Abroad Made Simple with FISHGOO

Simple Tips to Reduce Shipping Costs from China

Safe and Efficient Online Shopping from China Explained